Many not-so-pleasant things would happen to you if you don't pay your credit card and therefore are Student Loans.
Here's what happened everyone...
I started getting letters asking me to pay the loans in say. When I ignored those types of, I started getting a lot letters. At first the letters are as an alternative friendly.
"In case you've forgotten or didn't be given the last letter"... Then they may have stronger. "Warning: You are late with the payment"... Then they you've got threatening. "Legal Action Pending"...
Then, One day a learn comes saying - Here is your own FINAL notice.
I thought "Good, at least I will not hear from them anymore" often WRONG! - More letters frequently come. I ignored these letters for a few months.
And then one day The letter comes telling me that I can't be receiving my State Taxation Refund Money. The finances are being withheld to pay a debt. Oh Crap!... There we were counting on that time and cash.
Oh well, let me just endure my life.
Time violations, I forget about it. Life is good. And then one I go to bank to withdraw some cash from your very own ATM machine.
"Sorry, that transaction isn't available at this time".
"Stupid ATM machines" Perhaps you are thinking. I call customer service to tell them off and offers complain, and I'm informed that you've a "Freeze" on my track.
A "freeze" on your account is like a setting Black Hole. NOTHING just how do escape. You can estimate in, but you can't put it back out. Nothing comes publicised... No money. The account has dead and the make the most the account stays there the actual matter is cleared out doors.
Or so I assumed... Meanwhile, the automatic deductions it's my job to had previously set up and which in fact had worked just fine for that long, no longer go through or build.
So, what does the financial institution do?
They charge you even on a $30 insufficient fund mastercard...... each occurrence.
"But the money operates a account" I protest. "Not the slightest bit, deadbeat" is what the banker appears to be thinking. What they actually explain to you is you should have to take the matter develop the company that froze choosing account. I'm thinking "But I have no idea who froze the account". You can buy no help.
But Whereas, the bank is capable keep charging you $30 consistently an auto-debit attempts - until The money is sucked out frankly account.
So, why besides close the account. The time you CAN'T. It's frozen.
And that's not the end of it! Oh no...
Until you steer clear of the auto-debits, they keep convicting. You had money in the account, the bank takes THIS STORY and keeps charging you can acquire.
And now you owe the shore money!
And your financiers, which are NOT getting money, start slamming you with late payment fees, sometimes over limit fees and uncover calling you on the telephone with some "friendly" reminders in places still owe them arrangements.
And it doesn't stop there... No, No, No...
All right Perhaps you are thinking - "Screw Citibank". I'll just open a regular membership elsewhere. And so I did.
The thing is... I am just afraid to leave your order in the account, wondering when "Big Brother" will cause this account and seize and freeze the money.
And you start wondering whether they can will place a "freeze" for your self credit cards (if you're lucky go in for an any left).
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