Cash Genie is a short-term payday loan company owned and operated in the uk. It is one with the newest lenders internationally and has quickly crafted a reputation for providing wageday loan loans.
You can apply online or on the telephone and both processes might be quick. They provide loans really lb750 and how much you receive will depend on whether you are a bit customer or one inside regular customers. As within customer, you won't get over lb400 and money to protect you and themselves with regard to difficulty making repayments. Even so can request more money on subsequent loans, subject in a successful borrowing history.
This is the thing that they will require on your part when you apply:
- Be well , 18 years of age
- Have a news report with a debit card
- Be employed along with acquire a regular paycheque or even perhaps a salary
- Earn at least lb500
- Be resident inside the uk.
There are many reviews and ratings of cash Genie online. Some are positive and some are negative and there are plenty of reasons given. Overall, Cash Genie is a fantastic payday lender and we assign it 3. 5 facade 5 stars. And that's because they provide a transparent service and you'll find every piece of information you need about Payday Loans on their website.
Here are the pros and cons an individual of before signing up with this lender:
Pros
1. Cash Genie only will need earn lb500 per end of to be approved to borrow money. This is lower in order to industry standard of lb750 per 30 days.
2. Cash Genie are really a lender and not a representative, so you get clear and instant information about loan terms, charges, fees and anything else you should.
3. They don't will need fax any documents to them.
4. They have a blog which can keep up-to-date with the many latest news about the payday loan market and Cash Genie.
5. They activities to do credit checks, but they don't ask for to your credit rating nor do they base their preference to lend to you based on your credit history alone.
Cons
1. Cash Genie penalty charges for same day if it is not urgent payments. If you require funds to be lodged urgently, this will cost you all over normal transfer times that should take over 24 hrs.
2. Cash Genie one in all most expensive lenders. They demand 30% for every lb100 you borrow. The industry average is 25% will probably find many other makers online who charge these insights amount.
3. They do not loan slider on the website. Many lenders have this option and Wonga and Emergency Express are two examples that incorporate it.
Summary
Overall, Cash Genie is a fantastic and responsible lender and you'll never be disappointed with their area. However, they are more costly than other UK payday lenders and we recommend you read their APR and admin fees before signing up with them.
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